Are Workers Compensation Benefits Taxable?

If you have recently been injured at work and you started receiving financial benefits, you may be curious about whether these benefits are taxable or not. In general, workers compensation benefits are not taxable, although some exceptions will apply. When you are out of work and you have been approved for workers compensation benefits, you won’t be receiving 100% of your weekly check amount.

The money you receive from workers compensation because of a work-related accident or injury are considered non-taxable, but if you are injured at work and you receive benefits that go beyond workers compensation, those benefits may be taxable. For example, if you are nearing retirement age, and you begin to receive social security or pension payments while you are injured, those benefits can be subjected to income taxes.

The workers compensation program is designed to act as insurance for workers who are injured and not currently able to return to work. Employers pay for workers compensation insurance, and benefits do not come directly from your employer. When you are injured at work, you must fill out the appropriate paperwork that is generally given to you by your employer. The employer is then responsible for filing your claim with their workers compensation insurance company.

Collect Workers Compensation Benefits

When you are injured at work, first you must fill out the correct accident report at your place of employment. This begins your claims process, and your employer will handle supplying the right forms to the insurance company. Then you must see a primary care physician, one that is usually selected for you by your employer.

You will go for an evaluation with the primary care physician, and any treatment recommendations provided by the physician should be followed by you. If you don’t like the care that you are receiving, you have the right to seek further medical care. Most companies expect that you will try to work with your assigned primary care physician for at least thirty days before moving on to another provider.

Your continuity of care is important, and you should follow through with all medical appointments to establish this continuity. If your primary care physician suggests alternative therapies such as physical therapy, occupational therapy, or range of motion exercises, you should follow through will all recommended treatment. If you are stating that you are injured and can’t return to work, you must also prove that you are trying to heal from your injuries. The best way to show effort is to follow through with all medical appointments and listen to the primary care physician’s recommendations.

Navigating through the workers compensation system can get complicated. If you have been denied benefits because the primary care physician believes you can return to work immediately, you still have the ability to appeal their decision. It might be time for you to sit down with an attorney that specializes in workers compensation, one that knows the ins and outs of the process, and one who can guide you along the way.

If you are truly injured and having trouble with daily activities, there is no reason you should be forced to return to work by a primary care physician assigned by your employer. If you need further medical assistance, you are allowed to seek a second opinion regarding your injuries. You have the right to heal from your injuries that were caused while you were employed, regardless if the first physician does not believe you are truly injured.

If you have been hurt at work and you do not believe you are being listened to, it’s time to set up a free initial consultation with an experienced attorney in your area. We at Appel Law Firm offer a free initial consultation, where we can discuss the merits of your case to determine if you have a viable personal injury lawsuit or not.

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